American Pacific Mortgage North West

Michael Farmer

Loan Advisor • Kennewick Branch • Nmls #2161015

About Michael

In an industry that is inundated with online experts and push-button mortgages providers, Mike is a firm believer that human connection matters. He understands that there is never a one-size-fits-all solution when making one of the most significant financial commitments of your life. As your Loan Advisor, Mike will provide you with individualized mortgage solutions based on your unique circumstances and goals. In addition, he is always available to answer your questions, regardless of the time of day.

Mike, a Navy veteran who completed a full and rewarding career serving his country, took him around the world serving with a dynamic group of diverse professionals. Finally, after 20 years of faithful service to his country, Mike decided to take root in Eastern Washington. With his DD-214 in one hand and his MBA in the other, he continues to serve his community by educating and assisting people in making the homeownership dream a reality.

What sets Mike apart from others in the mortgage industry is his attention to detail, and his steadfast attention to clients. He handles every transaction personally and with the utmost care from inception to completion. He loves serving his fellow veterans, first-time home buyers, and everyone in between. Every client is treated with the same zeal as a friend or family, with care and attention. When he is not originating loans for his clients, he spends time with his wife, Verónica, and their four children traveling, volunteering, and enjoying every aspect of what makes the PNW wonderful.


American Pacific Mortgage North West

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American Pacific Mortgage North West


American Pacific Mortgage North West


American Pacific Mortgage North West


American Pacific Mortgage North West


What my Customers are Saying


MAR 14, 2023

Michael has been extremely helpful from the beginning of my home buying journey. He's answered questions and helped guide me along in the process. Moving into my house next week and couldn't be happier. Thank you so much, Michael!


FEB 28, 2023

My wife and I are beyond grateful, that Michael and his team went way out of their way to work with us. It was all seeming impossible to make such a big commitment, to move up here to the PNW from Kentucky until I got referred to Michael. I have no complaints on this person at all. Everything was perfect, on time, and the communication was perfect! Always kept my mind at ease, with positive outlooks. By far the best lender you can ever ask for! Thank you VERY much Michael for jumping through hoops to help my wife and I out with this move!


AUG 16, 2022

Michael and his team worked extremely hard to make my long-distance loan process easy and successful. He was always available to answer my many questions. 10/10 would recommend to anyone!


AUG 09, 2022

Our "long distance" loan process went quite smoothly. Still amazed at the versatility and convenience available these days. thank you Michael et al for a job well done.